THE FINISH LINE
Once all of the purchasing steps and contingencies are cleared, it's time for closing!
Understanding the steps and terminology used for the closing procedures are key, and I am happy to help you with a quick run down of the process in our local area. There are a few things that you will need to do to prepare.
In order to ensure a smooth closing you will need to:
Obtain a homeowners insurance policy and provide this information to your lender.
Review the Closing Disclosures form that your lender or closing agent will provide you no later than 3 days before closing. This document will contain a detailed description of all costs associated with the transaction, including the exact dollar amount you will need to bring to closing.
Conduct a walk-through of the property prior to closing. This will give you an opportunity to see that the condition of the house is the same as it was at the time of contract. Additionally you will be able to ensure that any repairs agreed to by the seller, based on the inspection, have been completed.
Day of closing bring certified check, if not already wire.
All parties signing documents need to bring a driver license for identity verification.
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