Chapter 7


Step 1:

Home Inspection / Property Survey

As the buyer, you have the opportunity to hire a professional inspector to evaluate the condition of the home. An inspection clause is included in the written contract given to the seller.


The goal of a home inspection is to give you an objective, independent and comprehensive analysis of the physical condition of your potential new home and check for any safety issues that might otherwise be unknowable.


A professional inspector will check on the structure, construction and mechanical systems of the house. This usually includes checking these areas:

  • Electrical systems

  • Plumbing and waste disposal

  • Water Heater

  • Insulation

  • Ventilation

  • HVAC System

  • Water source and quality

  • Lead paint

  • Pests

  • Foundation

  • Doors

  • Windows

  • Ceilings

  • Walls

  • Floors

  • Roof

  • Radon gas

  • Asbestos

You will receive a written report of the inspection and an estimate of the cost of any and all repairs. If you choose to be present during the inspection, you can ask your inspector about unique features of the property and get his or her opinion on the necessary maintenance for different areas of the property.


Depending on the results of the inspection, you will have the opportunity to:

• Get out of the written offer if major problems are discovered

• Renegotiate the purchases price to account for necessary repairs

• Negotiate that repairs are made by the seller before final purchase of the property

Your lender may also require that a legal land survey be completed of any property on which they issue a mortgage so that they can obtain a clear lender's title insurance policy.

A surveyor will determine:

• Whether the house is within the property borders

• Whether there are any encroachments on the properties by neighbors

• The extent to which any easements on the property may affect legal title

Chapter 7 Page 13

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