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Buying Guide Homes Warranty | Valerie Bomberger, ABR

What's the difference between a Home Warranty and Home Insurance? 

What is a Home Warranty?

It's a one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically break down over time due to normal wear and tear. 

Whether you are buying or selling a house, moving can be hectic. A home warranty specifically designed for residential real estate transactions can give you one less thing to worry about - and help keep your home protected from the expense of unexpected covered repairs during the moving process.

Home Insurance 

Homeowners sensibly protect their homes with homeowners insurance. In the event a catastrophe happens, the homeowners insurance will kick in to provide coverage for the structure and personal belongings inside the home. 

 

Home Warranty

 

A home warranty helps protect homeowners against breakdowns. It will help protect a homeowner's budget against the costs of unexpected covered breakdowns or repairs on items in the home such as: 

• Major home systems such as furnace, 

central air unit, electric, plumbing, and water heater 

• Two of our three buyer plans include 

coverage on common household appliances such as refrigerator, washer, dryer, dishwasher, and oven There are even options for the buyer to add coverage on items such as pool, spa, and guest unit 

NOTE: Home insurance policies may vary; please refer to your insurance agent for details on your home's policy,