6 Steps to Buying a Home

Set Your Priorities

Whether you are a first timer or a repeat home buyer, this is an emotional and financial decision. The best negotiators are the most informed. What can you afford? What is your credit rating? Do you have a down payment? Do you know the neighborhoods you prefer? What are the recent sold prices of homes there? Learn More

Hire a Real Estate Agent

The process isn’t easy, and you will be glad to have experienced, professional advice to help you find properties, as well as guide you through the maze of forms, financing, inspection and negotiating. Find an agent who you like and who knows the community well. Learn More

Arrange Financing

Most buyers need to finance the home purchase. Consult with a lender to find out the different types of mortgages and how you quality. Find out how much you can afford to borrow and get Pre-approved. This is a crucial step before beginning your home search. Learn More

House Hunting

Looking at properties can be fun, frustrating and challenging. Where to live? What style of home? Old or new? Ready-to-go or a fixer-upper? Searching websites will bring up thousands of homes for sale. As you educate yourself on the market, your agent will help you narrow your priorities and make an informed decision about your final choices.

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Make an Offer

This is another area where your agent is invaluable in negotiating for you. Decide whether or not you will go with the asking price. The offer will include conditions, or contingencies, necessary for the sale. These are items that must be satisfied within a set time frame for the sale to go through. A home inspection should be scheduled. Learn More

Close the Deal

Closing or settlement or escrow are all terms for finalizing the sales transaction. The buyer and seller sign numerous documents and the closing agent disburses the money. The title company is responsible for having the deed and other documents recorded at the county office. Learn More

Start Packing

“Moving is easy and packing is fun,” said nobody ever! Packing up everything you own is stressful and tedious, so follow a few simple tips to make your move more streamlined. Learn More

The Keys, Please

The home is yours. Your contract states when you can take possession of your new home. Ask your agent if you will get the keys at closing or after the deed is recorded. Along with the keys, you should receive garage door openers and security alarm codes if those are included. Then you are ready for the moving van, unpacking boxes and hanging pictures!

More Article on Real Estate 101

Understanding Terms used in the home buying process

3 Deal Breakers to for Buyers to Remember

What you need to know about buying a house made simple

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