A credit report includes information from 2 or credit reporting agencies. Credit scores can range from between 400 and 800. 620 + is considered a “good” rating and 680 + is considered a“premium” rating. With a premium rating you may possibly get a lower interest rate. Your lender can help you with ways to improve your credit score if you need to. You need to always remember to treat your credit like gold. I have listed the top three credit reporting agencies to help you figure out your credit score.
Your mortgage lender may have some helpful ideas on your credit score. If you have questions on where to start on your process to home ownership please, Don’t hesitate to Contact Me!